Whether you’re buying a home, refinancing, or building your dream home, choosing the right loan specialist matters. With so much at stake—and with mortgage programs and market conditions constantly changing—you need an experienced professional who can provide clear, timely, and accurate guidance on your financing options.
As a mortgage broker, I offer access to multiple lenders, saving you time and helping you secure competitive rates. I provide expert, personalized guidance to simplify the loan process, assist with complex or unique financial situations, and ensure full transparency—so you can feel confident you’re choosing the right mortgage for your goals.

Mortgage Loan Originator
NMLS # 349412
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With over 24 years of experience in the finance industry as a mortgage broker, I help clients navigate the home buying process and refinancing with clarity and confidence. I specialize in working with first-time homebuyers and borrowers with complex or non-traditional income, identifying loan options tailored to each client’s unique financial situation and long-term goals.
My approach is consultative and transparent. I take the time to explain loan options clearly, answer questions thoroughly, and make the mortgage process as smooth and stress-free as possible—so clients feel informed and supported from application through closing.
Please contact me to schedule an appointment to discuss the home buying process, including various loan options available through a mortgage broker.
PO Box 1235, Columbia Falls, MT 59912-1235
Mon | 08:00 am – 05:00 pm | |
Tue | 08:00 am – 05:00 pm | |
Wed | 08:00 am – 05:00 pm | |
Thu | 08:00 am – 05:00 pm | |
Fri | 08:00 am – 05:00 pm | |
Sat | By Appointment | |
Sun | By Appointment |

Kim's Mortgage Solutions
PO Box 1235, Columbia Falls, MT 59912-1235
Copyright © 2024 Kim's Mortgage Solutions - All Rights Reserved.
Kimberly Kemppainen Loan Officer NMLS #349412